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6. THE CHILDREN’S                                Thinking BIG
                            TABLE: POSITIVE OR
                            NEGATIVE?                                        This Holiday Season?

                                             A gathering of compatible-      Think of FCB High Net Worth Mortgage Services.
                                         age cousins around their own
                                         table can be a super-fun tradition           FCB High Net Worth Mortgage Services can meet
                                         for some, but being separated                     your unique luxury home financing needs.
from the rest of the family during already stressful times feels
exclusionary to others. Consider mixing it up!                                    Primary Residence I Resort-Style Condominiums
                                                                                                 Second and Vacation Homes
7. TREAT ACCIDENTS WITH COMPASSION
                                                                                  • Portfolio loans between $400,000 to over $10 million
   What kid doesn’t dread the humiliation of accidentally knocking                • Competitive rates and flexible terms
over a glass of water?                                                            • Simple jumbo and super jumbo loan process for

   The few minutes disruption will be forgotten, but the anger of a                  purchase or refinance
beloved adult sticks in the heart for a long time.                                • An array of luxury home financing options, including

8. PACE THE EXCITEMENT                                                               adjustable and fixed-rate super jumbo mortgages,
                                                                                     interest-only super jumbo loans, and more
   It’s hard to imagine a greater selection of activities and                     • Local underwriting and decision-making
adventures than the ones throughout Collier County. We don’t want                     To learn more, call your FCB Mortgage team today
our children and grandchildren, especially out-of-town guests, to
miss a single thing! But cramming it all into too brief a time span is                    at 239.552.1861 — we’re here to serve you.
a recipe for emotional meltdown (theirs and yours). Try balancing a
high-energy morning with a gentle afternoon activity, and consider a                 Florida Based. Florida Focused.
day with no scheduled activities at all!

                              9. BE A SUPPORT
                              TO FELLOW
                              GROWNUPS

                                               Post-holiday exhaustion,
                                           disappointment from unrealistic
                                           expectations, upcoming
                                           houseguest responsibilities and
                                           small factors like increased
                                           traffic on the roads are key
triggers for child abuse. If you notice that one parent, grandparent
or caretaker has reached the stress limit and is losing control with an
overtired or over-exuberant child, try this magic line to the adult to
defuse the situation:
   “You must be exhausted. I don’t blame you! Why don’t I [take
him for a walk] [read her a story] [take over bath-time tonight]
while you have a break? ”

10. TAKE A NAP

   We’re talking about you, the grownup. Don’t wait to max out on
stress. Take a cue from nursery school: slip away for a daily fifteen-
minute power nap. It’s free, it feels good, and life seems a whole lot
calmer when you wake up.

                                                                             All credit applications are subject to standard credit and underwriting guidelines and approval. NMLS #486539 2493 0815

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