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Jhyneya is a senior at Immokalee High and has been a club
member for three years. She participates in Girl Scouts, Art Club
and Girl Power Club. She plans to pursue career paths in both
culinary arts and nursing.
All 10 Youth of the Year nominees successfully finished a
year long, multi stage process including essays and letters of
recommendation, as well as making a presentation to, and being
interviewed by, a panel of judges.
Keynote speakers at the dinner were past Youth of the Year
candidates.
Josue spent 12 years with Boys & Girls Club and became
a youth development professional with the club. With support
and encouragement from club staff and volunteers, he enrolled
in college and earned a bachelor’s degree in film from Full Sail
University in Winter Park. He is now fulfilling his dream as a
professional actor in movies and television shows, including “The
Godfather of Harlem” and “FBI: Most Wanted.”
Meanwhile, Jason became a member of Boys & Girls Club in
third grade and attended for nine years. He, too, became a youth
development professional at the club and went on to graduate
from Florida Gulf Coast University in 2021 with a bachelor’s
degree in communications. He currently is in graduate school,
pursuing a master’s degree in divinity, while working part time as
a minister in training at Howard University.
Boys & Girls Club is the largest out of school service provider
in Collier County, serving 3,500 youth, ages 6 to 18, every year.

Let's ask Blake!

What top five questions should you ask your property insurance agent?

t Day Adjusting & Consulting, What is your deductible? Typically, you’ll have two deductibles
we’ve been answering questions in your policy. One for hurricane/named storm, and one for
A lately about insurance coverage and everything else. Make sure you know your deductible amount, and
wanted to share some of our tips. if you believe it’s too high, speak with your agent about how to
Does the policy have a “right of repair” change it BEFORE a storm happens.
clause? This means anytime there is damage Do you have proper coverage for your pool enclosure and other
to your property, the insurance company has structures? Other structures are listed as coverage B in your
Blake Day the right to select their own general contractor insurance policy. Make sure you have enough coverage for any
(GC) to do the work on your home regardless of how many bad fencing, gazebos, or detached garages on your property. For pool
reviews the GC has; make sure you have control. enclosures, most policies, but not all, exclude coverage and need a
Does the policy have “appraisal” and if so, do both parties have to separate endorsement to have any kind of coverage after a storm.
agree or just one party? When an insurance claim is disputed, there Speak with your agent to confirm you have pool enclosure coverage.
are alternative resolution tools in some policies. This allows you to We suggest at least $20K in coverage.
stay out of litigation and demand the insurance company send a For more questions, visit www.DayAdjusting.com.
certified appraiser while you select your own certified appraiser to Blake Day is President/Owner of Day Adjusting & Consulting.
determine the value of your loss rather than two attorneys. He’s known as an expert in his industry and has been interviewed
Does the policy have at least 25% (O&L) ordinance and law? for numerous TV news programs and print articles.
Example, if you have older windows and one breaks, your insurance
company owes for the same style window. If you have O&L that
FL License #P195287 TN License #2445048
states code upgrades, the insurance company would owe for the IN License #3456048 KY License #8556898
upgraded window. Code versus builder grade makes LA License #936877 MS License #10826917
CO License #611420
a huge difference.

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