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FINANCE Wisdom After A
MAJOR LIFE TRANSITION
by Jill Ciccarelli Rapps, CFP® impact your life throughout the future
Financial Advisor instead of just thinking about the few days
directly after a transition occurs.
A s you live and go through your life, things will inevitably • Learn from everything that happens.
change.It’s a simple fact of the universe that your situation, Treat each life experience as though it is
thoughts, and life in general will evolve. Sometimes it’s a lesson to learn from and try to use the
for the better, sometimes for the worse, but no matter knowledge you gather over your lifetime
what the specific situation is it’s important that you approach the to inform your decisions and actions in
days and years after a major life transition with wisdom. the future. This can apply to anything and
keeping the right mindset is important.
MAJOR TRANSITIONS • Stay positive. Even when things seem to
be going badly, try to find the things in life that mean something
What do we mean when we say a major life transition, exactly? to you and focus on them as you navigate the days and weeks after
This can refer to any number of things – good and bad – and a few a major transition. If you’ll stay focused on the positive, it’s easier to
examples include: stay motivated and to make the most of your life after a significant
• Marriage • Birth of a child • Death of a loved one • Divorce event occurs.
• Career change • Move • Lottery win • Inheritance
CARRYING ON
In general, anything that changes your life in a significant
way in terms of your relationships, your finances, or your outlook Life can be unpredictable at times and it’s important that you
could be considered a major life transition. And when that know how to move through new events in the best possible way.
change comes, it will create a ripple effect that will impact almost The tips above can help you move through major life transitions
every other aspect of your life. Approaching it with wisdom and with wisdom and are well worth remembering no matter what the
understanding is a must. circumstances might be.
KEYS TO REMEMBER Your advisor can help you do just that. Getting a clearer picture
of your finances and your future is a must,so don’t hesitate to contact
Here are a few things that you should keep in mind following a us today to get the guidance you deserve no matter what life has
major life transition.They can help ensure that you are able to move thrown your way.
through it with grace and wisdom and take yourself to a better place
in the future: Jill Ciccarelli Rapps, CFP®
www.CASMoneyMatters.com
• Before you make any major actions or decisions, start off
by simply looking at the big picture – each side of the transition. Ciccarelli Advisory Services, Inc. is located at 9601
There are likely pros and cons to everything, and even something Tamiami Trail North, Naples, FL (239.262.6577)
as seemingly negative like a divorce could have something hidden
within it to look forward to. Try to approach each transition as a Jill Ciccarelli Rapps, is a certified financial planner and a trained
fresh start for your life and that begins with taking a good, long life coach and is a Partner of Ciccarelli Advisory Services Inc., a Family
look at it.
• Consider exactly how the event is going to impact you in the Focused Wealth Management Firm in Florida and New York.
long term and think about how you can impact it.Think about past
experiences, what has led you to where you are, and how you may Ciccarelli Advisory Services, Inc. is located at 9601
be able to influence the current situation as well as future ones? Tamiami Trail North, Naples, FL (239.262.6577)
Understanding that you are in control of your life can help you take
a better approach to dealing with any transitional period. Investment advisory services offered through Ciccarelli Advisory
• Don’t take rash steps that are based solely on the ‘now’. You may Services, Inc., a registered investment adviser independent of FSC
feel overwhelmed and be in a high emotional state. This usually Securities Corporation. Securities and additional investment advisory
is not the best time to make major decisions. If possible, work on services offered through FSC Securities Corporation, member FINRA/
getting to a better place emotionally first, and unless you absolutely
have to make a decision, take your time. You will be thankful when SIPC and a registered investment adviser.
you have more clarity and feel better about the choices you make.
You should try to approach things while looking at the way they’ll
76 Life in Naples | February 2016
